8608 North State Road 19, Etna Green, IN 46524


Buying a car can be a wonderful experience—and also a major hassle if you haven’t done your homework. The team at Mast Service Center wants to the process of getting financing to be comfortable and seamless for you. Check out this useful information on how to get an auto loan.

Your credit score is the most important factor in figuring out the rate that you’ll get on an automobile loan. It’s pretty simple. The higher your score, the lower your rate will be.

Your credit score is based on information obtained from your credit reports. Excellent credit is usually between 740 to 850 and poor credit ranges from 300-550.

Once you have figured out how much you want to pay for your vehicle, it’s time to find a lender. Vehicle loans are generally offered through credit unions, dealerships, banks, and other financial institutions. When applying for an auto loan, be sure to have the following things to show the lender:

  • Proof of name, address, and birthday
  • Social Security number
  • Current job information.
  • Recent paycheck stubs

Your local credit union or bank is the ideal place to start looking to get pre-approved. You can also use the services of an online provider to get pre-approval. With an online provider, banks are literally competing for your business so you will likely find a reasonable deal. It’s important to know that you don’t need fantastic credit for a pre-approval.

If you have any more questions about how to get financing or have any other auto repair inquiries, contact us at Mast Service Center to schedule an appointment. We’re located at 8608 North State Road 19 in Etna Green, IN 46524.